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Risk Management: your partner in safety.

At Builders Mutual, we’re proud to be the industry experts. Our Risk Management team is dedicated to helping you protect your bottom line. We provide jobsite safety surveys to help you identify possible risks and exposures and recommend straightforward, easy-to-implement solutions to minimize losses and promote OSHA compliance.

All the tools you need to develop your customized safety policy, complete with detailed safety program modules and library of toolbox talks, are right at your fingertips. These comprehensive resources, combined with opportunities for continued education through Builders University, and our online store SAFETY STUFF, show that we’ve got you covered!

Photo of an assortment of tools on a stepladder. Safety goggles, a power screwdriver, and a pair of hands wearing gloves holding a yellow hardhat are visible.

Safety tips from the expert: you.

Having safety meetings (toolbox talks) on your construction site is key to your safety program. When used properly, these talks can be an effective method for teaching workers safety awareness and for conveying the importance your company places upon safety. It is up to you to make these topics as interesting and engaging as possible.

  • Hold meetings regularly—regular meetings emphasize the value of safety within the company and promote awareness of the safety culture.
  • Choose relevant subject matter. Nothing will lose the audience faster than a topic that is unrelated to the job at hand.
  • Keep it short and sweet. Make sure to review the main points of the talk and encourage discussion with pointed questions.

We have compiled a selection of toolbox talks and toolbox talk videos to get you started. Be sure to keep it fresh—relevant, engaging, and applicable to your current job. Visit our Safety Links page for a variety of available resources that will help you build your own safety library. We have alos assembled a series of Knowledge Builder articles full of tips from the industry experts.


Get Toolbox TalksGet Knowledge Builder Articles

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No more guesswork—it's all spelled out.

A safety policy is a comprehensive document designed to establish the safety procedures and individual responsibilities within a company. From owner to supervisor to employee, each person holds a specific and valuable role that ensures a safe and productive work environment. It is the company’s duty to provide the necessary training, tools and safety programs for their employees. It is the employee’s responsibility to utilize these tools and work in a safe manner to prevent injury to themselves and others.

The following resources are available for your use:

Please use these documents as a baseline and customize to meet the specific needs of your company.

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Assemble a customized plan for your jobsite.

A safety program is a detailed document that addresses specific work related hazards, as well as hazards that could result from a change in practice or conditions on your jobsite. Your safety program should be unique to your company and tailored to address the needs of your employees and potential jobsite visitors. Within the safety program there should be a safety module for each probable hazard.

Examples of safety program modules include:

When creating your safety program you will most likely need to use multiple resources to develop a comprehensive program. Our Safety Links page provides a variety of resources that will help meet this need.

Photo of a residential construction worker using a harness to work on a second-story exterior.

The most common accident is the most preventable.

Year after year, the #1 reported jobsite accident remains the same—falls. Although falls are one of the most devastating types of injuries on a jobsite, the vast majority of residential construction workers do not use fall protection on a regular basis. However, when proper fall protection is in place, falls should and can be prevented.

At Builders Mutual, we’ve adopted a proactive approach to controlling losses through education and empowerment. With that philosophy in mind, we provide our policyholders with the following tools:

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